Legal retainer membership

When trouble hits, you shouldn't be the one answering the phone.

Esse Insurance puts a licensed attorney in your corner — ready to speak, write, and fight on your behalf the moment you need it. One flat monthly rate. No hourly surprises.

Plans starting from $29.99/month — no hourly billing, no surprises.

What we handle

Calls you can hand off

Stop handling these alone. Send them to us.

PersonalLandlord refusing your security deposit
BusinessVendor who won't pay what they owe
PersonalInsurance company lowballing your claim
BusinessEmployee threatening a wrongful termination suit
PersonalContractor who took your money and disappeared
BusinessCustomer disputing a legitimate invoice
PersonalDebt collector calling at all hours
BusinessLease dispute with a commercial landlord
PersonalNeighbor encroaching on your property
BusinessPartner or co-owner acting in bad faith
Membership benefits

Coverage that fits your life — and your business.

For you and your family

Legal letters and demand letters drafted on your behalf
Phone calls and negotiations handled by your attorney
Contract review before you sign anything
Landlord-tenant disputes and housing issues
Consumer protection and debt collection defense
Family legal matters and estate planning guidance

For you and your business

Vendor and client contract review and negotiation
Employment disputes and HR legal guidance
Collections — we pursue what you're owed
Cease and desist letters for IP and business disputes
Lease and commercial real estate review
Business formation and operating agreement review
Collections

Owed money? We speak for you until you're paid.

Most people give up on money they're owed because chasing it feels impossible. With Esse, your attorney makes the calls, sends the letters, and applies the legal pressure — so you don't have to.

Unpaid invoices and freelance work
Security deposits and rental disputes
Contractor and service provider disputes
Business-to-business collections
Loan repayment and personal debt recovery
Simple process

How it works

01

Join

Choose your plan and become a member in minutes. Your attorney access starts immediately.

02

Send us the problem

Describe your situation — a dispute, a letter you received, a contract you need reviewed. We take it from there.

03

We speak for you

Your attorney handles the calls, drafts the letters, and represents your interests — so you can focus on everything else.

Membership plans

Simple, flat-rate membership

No hourly billing. No surprise invoices. Just a lawyer in your corner every month.

Personal

For individuals and families

$29.99/month
Unlimited legal consultations
Demand letters and legal correspondence
Contract review (up to 10 pages/month)
Debt collection assistance
Phone and email attorney access
Ask about Personal
Most popular

Business

For small business owners and teams

Custom
Everything in Personal
Vendor and client contract review
Employment dispute guidance
Business collections support
Commercial lease review
Ask about Business

Owner

Personal + Business in one plan

Custom
Full personal coverage
Full business coverage
Priority attorney response
Expanded contract review
Dedicated account support
Ask about Owner
FAQ

Common questions

Have a lawyer ready before you need one.

Most people hire a lawyer after the damage is done. Esse members have one on call from day one.

Esse Insurance is not a law firm and does not provide legal advice. The services described herein are provided by licensed attorneys who are independent contractors and not employees of Esse Insurance. Membership in Esse Insurance provides access to legal consultation and representation services as described in your membership agreement. Attorney-client relationships are formed directly between members and the attorneys who provide services. Coverage, availability, and terms may vary by state and membership plan. Please review your membership agreement for complete details.

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